Thank you for visiting WaterstoneDirect.com

Waterstone Direct is a division of Waterstone Mortgage Corp., headquartered in Pewaukee, WI. Waterstone Mortgage has been helping people achieve their homeownership dreams since 2000.

Waterstone is the best of both worlds: The power of a mortgage banker and the flexibility of a mortgage broker.The company currently maintains offices in 11 states. Waterstone has survived—and thrived—in a time when comparable companies fell victim to the the tumultuous mortgage industry.

Waterstone Mortgage and Waterstone Direct offer a long list of options for its borrowers:

• New homes, first homes, vacation homes, investment properties, refinances, home equity loans and more
• Conventional, FHA, VA, USDA Rural Development
• Fixed and adjustable rate mortgages
• Reverse Mortgages
• 203(k) Rehabilitation
• Jumbo
• State bond programs

Waterstone has programs to get you into your first home or to help you use your existing home to go to the next level. Waterstone is also a Fannie Mae and Freddie Mac approved seller/servicer which allows our clients to benefit from enhanced product offerings and a more flexible approval process. Waterstone is a wholly owned subsidiary ofWaterStone Bank SSB (NASDAQ: WSBF) which gives us the strength and stability to guarantee you get to the closing table on time and without additional headaches or delays. As a bank subsidiary, we are able to offer our clients all of the benefits of an independent mortgage banker, as well as the portfolio products of a bank.

In 2010 the Business Journal of Milwaukee ranked Waterstone as southeastern Wisconsin’s largest mortgage lender with more than $1.1 billion in annual origination volume.

WaterStone Bank is a Wauwatosa,WI-based bank reporting assets of more than $1.7 billion. It is FDIC insured and an Equal Housing Lender. The bank offers mortgage products, home equity products, checking, savings, certificates of deposit, money market, IRA accounts, commercial loans, and business banking products.